Community Choice Credit Union

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Community Choice Credit Union (CCCU) is a member-owned cooperative that was established, and continues to operate, on the principle of members helping members. CCCU is a not-for-profit organization. In essence, this means after meeting essential reserve requirements and paying operating expenses, profits are returned to our members in the form of higher savings dividends, lower loan rates, reduced rates for other member services, and the addition of other products and services. We hold the Credit Union National Association (CUNA) motto “Not for Profit, Not for Charity, But for Service” in the highest regard. CCCU is a state chartered credit union supervised by the Iowa Credit Union Division and insured by the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250,000 per member. The NCUA is the most secure and strongest of the federal savings insuring agencies. We offer several dividend-bearing share savings accounts and encourage our members to save in order to build economic security for themselves and their families. In addition to our savings portfolio, we offer a variety of consumer loans: car loans, personal loans and home equity loans. We also provide a variety of mortgage loan products along with a pre-approval program.

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