Middlesex Savings Bank

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MSB CONSTRUCTION LENDING PROGRAMS

If you want to build a new home or improve your existing one, we offer a Construction-to-Permanent Mortgage Program that’s convenient and cost-effective. With this two-step loan, you pay interest only during the 12-month construction period (or less if the construction is completed). Then, when your construction is complete, the loan automatically converts to a regular monthly payment of principal and interest. The result is that you have only one closing, saving you time and money. Plus, you’ll lock in a guaranteed interest rate for the construction and permanent financing periods. Construction loans are available with any of our MSB mortgage products, as well as for mortgages to purchase modular homes.

Put the experience and knowledge of our Construction Lending Division to work for you.

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