Vermont Federal Credit Union

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Listed in Home Construction Loans

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Construction Loans

A construction-to-permanent loan is the conversion loan of a construction loan to a traditional mortgage loan after the construction is complete.

Available only on primary residences
Construction term from six – eight months
Involves only one closing with modification documents signed at the time the construction is complete
Maximum loan – to- value is 75% based on the lesser of the appraised value or full purchase price as documented by the cost of the land and contracts to build

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